The 411 on Employer Flexible Spending Accounts

In order to fully benefit from your employer’s benefits, you need to grasp the concept of what’s going on.  Let’s face it, sometimes it seems like we need a PhD in order to get a handle on the full benefit package, including vacations, stock options, health insurance and Flexible Spending Accounts (FSA’s).

Prescription Safety for You and Your Family

A mother’s work is never done; and neither is her worry.  We worry about our kids falling off of their bikes, so we make them wear helmets, kneepads, and elbow pads to help protect them.  We worry about them in the car, so we are sure they are buckled up properly.  They sneeze, so we take them to the doctor to cure their ailments.

No Prescription Coverage? How to Shop Around for the Best Prices

How many times have you gone shopping for a particular item, say, at the supermarket, only to find that it’s half the price of what you’ve paid at another store 2 miles away? The frustration felt for spending more than necessary can make you cringe, shutter, or even cry (especially if money is tight). You can chalk it up to learning, experience, or the gas money you would have spent to get the item at the other location.

Me, Buy Long Term Care Insurance? Now?

According to the American Academy of Actuaries, 40% of all individuals receiving long-term care are adults between the ages of 18 and 64; and that’s working age! The majority of these folks have suffered through some unfortunate event such as an auto accident, are stricken with Multiple Sclerosis, or are dealing with the effects of a stroke, brain tumor, etc. The sooner you plan for such ill-timed events, just as with any other type of personal insurance coverage, the less costly it will be.

Health Insurance 101- The Basics

The days of the family physician stopping by on his way home from the office are long gone; just a pleasant memory for us, or one that stemmed from watching a 19th century-based television series as we were growing up. Similarly, the art of home remedies has been lost by many in the current generation.For many reasons, change can be bad or good, sad or pleasant, but no matter, it is necessary.