Saving for a Rainy Day? When to Buy an Umbrella!

What does an umbrella do? It gives you shelter from the elements- rain, sun, snow--when you have nothing to keep you safe, it serves to protect you. Umbrella insurance protects you against a catastrophic lawsuit or judgment after your regular homeowner’s or auto insurance policy runs dry. To sum it up, an umbrella is a shield that’s primary goal is to protect you.

Quit Your Job and Save Some Serious Cash?

If you and your significant other are both working full-time, did you know that it just might be in your best financial interest for one of you to stay home? It’s true, and here’s how to figure out if this will work for you and your family, saving some serious cash.

Pay Yourself First - The Most Important Financial Lesson

So many of us (yes, us) use credit card bills, mortgage payments, and grocery shopping as excuses for not putting money into some sort of savings account. Whether we say that the interest we pay or the needs of or family simply don’t allow for us to sock some cash away for a rainy day.  With this attitude, no one will ever be able to save a dime.

How to Build up Your Emergency Fund- Before an Emergency Strikes

No matter what your financial situation is, an emergency fund is an essential piece to any good monetary puzzle. The purpose of such a stash of cash is for 3 months of living expenses to tide you over in an unfortunate event, like a loss of job. But it doesn’t end there; such monies could easily be used for emergency home or auto repairs, or any bill that comes up unexpectedly.

Can’t Manage to Save a Dime? 5 Tips to Get You on Your Way

Recent gas prices got you down? They should. When fuel prices go up, the cost of everything else goes up, as everything has to get from point A to point B somehow, and that somehow takes fuel.